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A good memory can colour your perspective of prevailing conditions so that appreciation of current valuations may be clouded by the extremes of the credit and sovereign debt crises of the last decade. We believe that prospective returns from credit have improved and Richard Ryan explains why we have been adding risk to our multi-asset credit strategies.
The value of investments will fluctuate, which will cause prices to fall as well as rise and investors may not get back the original amount they invested.